The expected annualized return for this wealth management product is 4.5%, but investors should note that wealth management products are not deposits and principal is not guaranteed.

该理财产品的预期年化收益率为4.5%，但投资者须注意理财产品非存款，不保证本金安全。

同一单元的其他句子

• Under the latest regulatory requirements, all newly opened accounts must complete customer due diligence procedures, including identity verification and source of funds documentation.根据最新的监管要求，所有新开账户需完成客户尽职调查程序，包括身份验证和资金来源说明。
• Your loan has been approved with an annual interest rate of 5.39%, equal principal and interest repayment, and a 20-year term.您的贷款已获批准，年利率为5.39%，还款方式为等额本息，贷款期限为20年。
• Under anti-money laundering regulations, cash transactions of 50,000 yuan or above in a single or cumulative amount must be reported to regulatory authorities.根据反洗钱法规规定，单笔或累计5万元以上的现金交易需向监管部门提交大额交易报告。
• Your foreign exchange conversion has been completed at the day's real-time rate, and the applicable handling fee has been automatically deducted from your account.您的外汇兑换已按当日实时汇率完成，相关手续费已从您的账户中自动扣除。
• Given your good credit history, we have increased your credit card limit from 50,000 to 80,000 yuan.鉴于您的信用记录良好，我们已将您的信用卡额度从5万元提升至8万元。